Retirement. It sounds like a great idea, but in fact, fewer people are retiring today than ever before. A recent report by the Employee Benefit Research Institute (EBRI) found the percentage of workers over age 55 rose from 29.4 percent in 1993 to 40.2 percent in 2010 and 2011, the highest level in 35 years.
“The whole notion of retirement has been turned on its head,” says Kerry Hannon, a career and retirement expert and author of What's Next? Follow Your Passion and Find Your Dream Job. “How can we retire at 65 when we’re living so much longer? Plus, the 2008 crash killed retirement accounts so working longer has become the norm.”
There are also many peole who are choosing not to retire, or choosing to have a second or third career. And working, in and of itself, isn't such a bad thing. “Having a job keeps you mentally engaged and keeps money coming, staving off collecting social security or dipping into your retirement account,” says Hannon. No matter what your resson behind getting a job you need to know the best resources out there.
Where to Look
Online. Some companies actually label themselves as “age-friendly.” RetirementJobs.com hosts an "Age Friendly Employer Certification" program, where the companies included have met “best-practice” standards (such as management style, flexible scheduling, and health care benefits that tend to be senior-friendly). Some companies that make the grade include banks like Bank of America and JPMorgan Chase, as well as retailers like Starbucks and Target. To find out more, click here. Other great job sites specifically geared toward the post-retirement crowd: www.retireeworkforce.com, www.SeniorJobBank.org, and www.Workforce50.com.
New career. Get in on an industry that’s growing. Some of the biggest growing jobs according to the Bureau of Labor Statistics: nursing, retail sales, home health aides, office clerks, food service, customer service and truck driving. While you may have to head back to school in some cases, there’s a high probability that you’ll have a job waiting for you when you are finished. Another option to consider: a direct-sales business, such as Avon or Silpada. The hours are flexible, there’s a social component of hosting parties and you can make a five- or six-digit salary depending on how much you work. Look at the Direct Selling Association member directory for legitimate companies that might be interesting for you.
Part-time. Working part-time means money's coming in, but also gives you a more flexible schedule. Jobs to consider:
How well do you get along with your grandchild and other family members? Want to know if your personalities mesh?Find out here.