Nursing Home, Assisted Living, or Independent Living?

How to compare senior living options.

By Megan Kempston, staff editor
Provided by: logo

The first step to finding the perfect living situation for your loved one is to decide what type of residential care facility is the best fit. There are five main types:

Independent living facilities are best for active adults who want built-in community without giving up their privacy. Most feature studio or multi-bedroom apartments with kitchens so residents can stay independent as long as possible.

Continuing care retirement communities, or CCRCs, are best for those seeking a continuum of care from independent living to skilled nursing, all in one location. CCRCs generally have studio or multi-bedroom apartments for their most independent residents and private or shared rooms for residents who need more care.

Assisted living facilities are best for those who need some care and supervision but who don't need skilled nursing care. Most assisted living residents live in private or semi-private rooms within a complex.

Board and care facilities are best for those who can't live independently due to physical or mental disabilities but who don't require fulltime skilled nursing care. They feature private or semi-private rooms in a complex (often a large home) that usually provides communal dining.

Skilled nursing facilities, also called nursing homes, are best for those with illnesses or mental conditions requiring fulltime monitoring and medical care. Most skilled nursing residents live in semi-private rooms, and meals are generally provided.

Want more information? Compare amenities, services, and payment information for each type of residential care using the chart below. Some amenities and services may vary from state to state.

  Independent Living CCRCs Assisted Living Board and Care Skilled Nursing
Types of care:          
Daily personal care   x x x x
Medication monitoring     x x x
Memory and Alzheimer's care   some facilities some facilities some facilities some facilities
Physical, occupational, and other therapies   x   through outside agencies x
Skilled nursing care   x     x
Hospice care       some facilities some facilities
Social activities x x x   x
Housekeeping x x x x x
Meals x x x x x
Transportation to appointments and outings x x x    
Yearly cost (varies widely): $12,000 - $42,000 $20,000 - $400,000 move-in fee, plus $6,000 - $48,000 annually $28,800 - $66,000 $14,400 - $36,000 $86,000 - $90,000
Forms of payment accepted:          
Private pay x x x x x
Medicaid     for expenses other than room and board   x
Medicare         for a limited time
Supplemental Security Income     x    
Veterans assistance x   x   x
Long-term care insurance x   x some facilities x


Find more caregiving resources on



How i get my divorce husband back again with the good help of Dr. Trust powerful love spell...
My name is Alicia Jane. When i read a testimony online on how Dr.Trust the great and most powerful spell caster help to bring back Divorce husband or wife EX LOVER. I was wondering how can this be true, Because many has failed me in the past without any result from them. I just let the post pass by and move on the forum. To my notice under again, Some person posted and said tested and trusted spell caster. After reading through the mail it was this same man Dr.Trust she was talking about. So i have no other option than to really check up how he works.I was totally devastated when my beloved husband left me. It was like my entire world vanishing into sorrow and pain. I know it sounds weird but out of all the spell casters I contacted, he was the only one to give me that impression of being so true and trustful. More than his words,He brought my husband back and he made all my wishes come true. He is now loyal, pays attention to me, he offers me flowers every Sunday, and we often go out at the cinema and the restaurant. my husband came to me and apologized for the wrongs he did and promise never to do it again. Ever since then, everything has returned back to normal. I and my family are living together happily again.. I will be forever thankful for turning my life from hell to heaven! i believe who need help should get to him for help. May God continue to use you to save broken relationship. To every one with marital problem, divorce issues, lost lover or any relationship related issues, you can contact Dr. Trust wonders the ultimate spell caster via email address or

His website: Call number +1 (317) 762-7416 on 2018-06-25 14:39:56

Hello are you in need of a loan to pay your debts or start up a new business,buy a house or a car? Have you been denied loans by your bank because you have no collateral or a bad credit score, Steven Borka Financial Service is a government registered private loan company, We offer all kind of loans both personal and business loan at an affordable interest rate short and long terms base,process of getting a loan from our company is fast reliable and easy, loans are approved with 24hours of successful application contact us today for full loan if interested.
Mobile:+1(210)634-5868 on 2018-01-23 20:59:24

Compatibility Horoscope

How well do you get along with your grandchild and other family members? Want to know if your personalities mesh?

Find out here.

Find Senior Housing